They have helped many people in your situation. If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients. Remove Exeter Finance From Your Credit Report Today!Ĭredit Saint can assist you in disputing Exeter Finance collection accounts. Exeter Finance cannot threaten to have you arrested or imprisoned over unpaid debts.They must notify you that they are a debt collection agency both orally and in writing. Exeter Finance must be honest about who they are and what they are attempting to do.Exeter Finance may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate. Send the collection agency a debt validation letter. You have a legal right to request debt validation on an alleged debt.It is a violation of federal law for Exeter Finance to report inaccurate or incomplete information about you.In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. Your Rights When Dealing with Exeter Finance Corpĭebt collectors must abide by state and federal laws in the United States. These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). If a debt collector is harassing you, you may want to consider filing a complaint. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). However, such drastic measures are often considered a final resort in the debt recovery process. If they decide to sue and win the lawsuit, they may be granted a court judgment that could lead to wage garnishment as a way to recoup the debt. Will Exeter Finance sue me or garnish my wages?Įxeter Finance, similar to other finance companies, has the capacity to take legal action to recover unpaid debts. They help remove millions of negative items every year from companies like Exeter Finance on behalf of their clients. The most effective way to deal with Exeter Finance is to work with a credit repair professional. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit. As a result, it could harm your credit rather than improve it. And making payments on the debt will reset the clock. It’s best to avoid speaking to a collection agency on the phone. Phone number: (800) 321-9637 Should I contact or pay Exeter Finance? Get started on the path to better credit today: Fill out the form for a free credit consultation. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more. In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. Professional credit repair services work with people who want to get their credit back on track.
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